Utah General Contractors - Business and Law Practice Exam

What are the reasons for which the Family and Medical Leave Act guarantees continued health insurance during leave?

1. Only for care of a child

2. Only for the birth of children

3. For personal illness only

4. All of the above

The correct answer is: All of the above

The Family and Medical Leave Act (FMLA) guarantees continued health insurance coverage during leave for various reasons, which is essential to ensure that employees do not face a loss of health benefits when they are absent for legitimate familial or medical reasons. The law specifically designates situations under which employees are entitled to maintain their health insurance, which includes: - The care of a child, which encompasses both the birth and adoption of a child. - The birth of children allows parents to take time off without worrying about losing their healthcare coverage. - Personal illness provides employees the ability to address their medical needs while ensuring they still have access to health benefits during their recovery. Since the FMLA covers a wide range of family and medical situations that affect both an employee's personal health and their family responsibilities, all listed reasons under the answer align correctly with the protections offered by the act. The comprehensive nature of the coverage ensures that employees are supported through significant life events without the added stress of potentially losing health insurance.